Category: Home Insurance

AM I COVERED IF HIT BY A METEOR?

  Over the last month there have been two events that have made insureds question their insurance coverage.  Those two events where the meteor strike in Russia and the incident in California where the Federal Government burned down a cabin that an ex-cop fugitive was hiding in.  Below is an article from the Independent Agents […]

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Don’t Forget Your Carbon Monoxide Alarms

Winter is just around the corner and sometimes we like to use alternative heat source in our homes.  One think that might save you and your families lives is a Carbon Monoxide Alarm.  Below is information that you might find useful about carbon monoxide poisoning and alarms. More than 400 people are killed each year […]

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Shun those Cell Phones

I am as guilty as the next person when it comes to cell phones and driving.  After looking at these statistics on distracted driving I hope you will think twice about using your cell phone while driving. More than 20 percent of injury crashes in the United States involve reports of distracted driving, according to […]

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Pursue Those Auto Insurance Discounts

Its easy to throw out numbers like 40% savings and 15% in 15 minutes but what does all those savings really mean.  Actually there are so many factors that go into rating your Auto & Home that if you hit all the right buttons you could get up to 60% or more in savings.  One […]

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Personal Catastrophe Planning

The prevalence of major catastrophes such as tornadoes, floods, hurricanes, and earthquakes drive home the point that personal catastrophe planning is an essential part of any personal risk management program.  Catastrophes, whether natural or man-made, can strike individuals and families at any time without warning.  You should develop a comprehensive disaster plan that addresses the […]

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Safe Driving on the Freeway

As you are aware, automobile accidents are a major cause of death in the United States.  They are the single most common cause of death among children and young adults, according to the U.S. Department of Transportation’s Highway Traffic Safety Administration (NHTSA).  The NHTSA reports over 6 million police-reported automobile accidents occur annually, which constitutes […]

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Take Steps to Prevent Dog Bites

  Did you know that dog bites cause nearly 800,000 injuries requiring immediate medical care in the United States each year?  This statistic is based on a study conducted by the National Center for Injury Prevention and Control.  If your dog bites someone, you can be held legally liable.  (Fortunately, this loss is normally covered […]

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Rain, rain, go away…

 After the number of days it’s rained and stormed since February, we’re all starting to feel as if we’re going to have to trade our cars in for contraptions like this guy on the left.  I don’t know what it is, but our Owensboro, Kentucky agency probably insures it. We’re a little behind in our […]

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Continued good news for our commercial clients

It’s always nice to read positive news concerning insurance these days given all the press health insurance is receiving near the one year anniversary of the passage of the landmark bill into law.  A recent article in PropertyCasualty360.com cites a recent study regarding commercial insurance premiums. In fact, the article states “The New York-based consulting firm […]

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