Category: Health Insurance

AM I COVERED IF HIT BY A METEOR?

  Over the last month there have been two events that have made insureds question their insurance coverage.  Those two events where the meteor strike in Russia and the incident in California where the Federal Government burned down a cabin that an ex-cop fugitive was hiding in.  Below is an article from the Independent Agents […]

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HealthCare Reform: Exchange and Stand Alone HRA updates

A Delay for Exchange Notices and a No Way for Stand-Alone HRAs Last Thursday, the Department of Labor issued a new frequently asked questions document about PPACA implementation that addressed both employer exchange notification requirements and the future for stand-alone HRA plans. The FAQ formally delayed the requirement that all employers subject to the Fair […]

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Safe Driving on the Freeway

As you are aware, automobile accidents are a major cause of death in the United States.  They are the single most common cause of death among children and young adults, according to the U.S. Department of Transportation’s Highway Traffic Safety Administration (NHTSA).  The NHTSA reports over 6 million police-reported automobile accidents occur annually, which constitutes […]

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Take Steps to Prevent Dog Bites

  Did you know that dog bites cause nearly 800,000 injuries requiring immediate medical care in the United States each year?  This statistic is based on a study conducted by the National Center for Injury Prevention and Control.  If your dog bites someone, you can be held legally liable.  (Fortunately, this loss is normally covered […]

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Rain, rain, go away…

 After the number of days it’s rained and stormed since February, we’re all starting to feel as if we’re going to have to trade our cars in for contraptions like this guy on the left.  I don’t know what it is, but our Owensboro, Kentucky agency probably insures it. We’re a little behind in our […]

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Continued good news for our commercial clients

It’s always nice to read positive news concerning insurance these days given all the press health insurance is receiving near the one year anniversary of the passage of the landmark bill into law.  A recent article in PropertyCasualty360.com cites a recent study regarding commercial insurance premiums. In fact, the article states “The New York-based consulting firm […]

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