Category: Announcements


HealthCare Reform: Exchange and Stand Alone HRA updates

A Delay for Exchange Notices and a No Way for Stand-Alone HRAs Last Thursday, the Department of Labor issued a new frequently asked questions document about PPACA implementation that addressed both employer exchange notification requirements and the future for stand-alone HRA plans. The FAQ formally delayed the requirement that all employers subject to the Fair […]

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Local Sports Sensations

You know, Owensboro sure has a lot going on in youth sports.  Most of us know all about the Michael Waltrip, Darrell Waltrip,  Jeremy Mayfield, and Hayden boys racing successes.  Owensboro grows more than just fast drivers.  The local, regional, and national spotlight has been shining on Becca Greenwell, OCHS Senior’s recent record breaking feat with […]

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Personal Catastrophe Planning

The prevalence of major catastrophes such as tornadoes, floods, hurricanes, and earthquakes drive home the point that personal catastrophe planning is an essential part of any personal risk management program.  Catastrophes, whether natural or man-made, can strike individuals and families at any time without warning.  You should develop a comprehensive disaster plan that addresses the […]

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Safe Driving on the Freeway

As you are aware, automobile accidents are a major cause of death in the United States.  They are the single most common cause of death among children and young adults, according to the U.S. Department of Transportation’s Highway Traffic Safety Administration (NHTSA).  The NHTSA reports over 6 million police-reported automobile accidents occur annually, which constitutes […]

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Rain, rain, go away…

 After the number of days it’s rained and stormed since February, we’re all starting to feel as if we’re going to have to trade our cars in for contraptions like this guy on the left.  I don’t know what it is, but our Owensboro, Kentucky agency probably insures it. We’re a little behind in our […]

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